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Whether you are a homeowners association, manufacturer, retailer or just about any type of business, we can tailor a program to match your needs.
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Our first priority is to help you protect your family and your hard-earned assets by providing insurance protection that is tailored to meet your individual needs.
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Please see our Policy Service Center for more information on policy changes, billing/payment information, and insurance claims.

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Welcome to Bay Area Insurance Agency

Bay Area Insurance Agency, Inc. (BAI) has enjoyed over 50 years of serving Northern California’s Commercial Insurance needs. Our company has developed into one of the preeminent brokerages in the area of Homeowner Association Insurance. BAI currently serves the insurance needs of over 400 Associations throughout the State of California. The combination of our experience/expertise in the market, and access to the top rated insurance companies in the industry, means our clients enjoy a quality of service and products that is unparalleled. Because of our longevity in the HOA insurance industry and our years of experience, Bay Area Insurance is able to offer insurance programs custom made to fit all your needs.

At Bay Area Insurance, we represent nearly every major insurance company in the Homeowner Association market. Our outstanding relationships with each of these companies and their employees at every level, gives us the ability to seek out the most competitive rates available for your Homeowners Association. Each year we market our accounts to provide the most complete and competitive coverage and premiums available.

We also provide insurance for all business needs. Here are just a few examples:

  • Commercial property
  • Office packages
  • Tech industry
  • Country clubs and golf courses
  • Auto repair

Bay Area Insurance is a full service agency which means we personally handle all the insurance quoting, certificate issuing, and claims management.