About Bay Area Insurance Agency
Founded in 1955 as the McCarthy Company, Bay Area Insurance Agency, Inc. (BAI) has enjoyed over 50 years of serving Northern California’s Commercial Insurance needs. In 1975 as the Homeowner Association industry was taking root in California, a young producer by the name of Jim Brady (BAI’s current President) started to carve out a niche that would become the trademark of this successful agency. Since that time, Bay Area Insurance has developed into one of the preeminent brokerages in the area of Homeowner Association Insurance. BAI currently serves the insurance needs of over 400 Associations throughout the State of California. The combination of our experience/expertise in the market, and access to the top rated insurance companies in the industry, means our clients enjoy a quality of service and products that is unparalleled.
At BAI our courteous and experienced staff will go the extra mile to satisfy your insurance needs. Some of our specialty services include but are not limited to:
- Attending HOA board meetings – at which we can answer any and all questions unit owners and property managers may have regarding coverages, companies, trends in the market, etc.
- Attending Property Manager staff meetings upon request.
- Monthly newsletters informing Property Managers and HOA boards about any updates within the Homeowner Association insurance industry and/or at BAI.
Because of our longevity in the HOA insurance industry and our years of experience, Bay Area Insurance is able to offer insurance programs custom made to fit all your needs. At BAI we specialize in:
- Master Policies
- Earthquake Insurance
- Directors and Officers Insurance
- Fidelity Bonds
- Common Area Liability
- Umbrella Policies
- HOA Workers Compensation
- Flood
At Bay Area Insurance, we represent nearly every major insurance company in the Homeowner Association market. Our outstanding relationships with each of these companies and their employees at every level, gives us the ability to seek out the most competitive rates available for your Homeowners Association. Each year we market our accounts to provide the most complete and competitive coverage and premiums available.
In conjunction with Homeowner Association we provide a wide range of personal lines products.
- HO 6 Condominium owner’s policy
- HO 3 Single family dwelling
- Renters Insurance
- Umbrella
- Earthquake
- Flood
- Personal auto
We also provide insurance for all business needs. Here are just a few examples:
- Commercial property
- Office packages
- Tech industry
- Country clubs and golf courses
- Auto repair
Bay Area Insurance is a full service agency which means we personally handle all the insurance quoting, certificate issuing, and claims management.
Meet Our Staff
Commercial Insurance Department
Jim Brady - Jim is a graduate of the University of California at Berkeley. He has been a licensed insurance broker for over 30 years. Jim was one of the founders of Bay Area Insurance and currently serves as the company’s president.
Stina Tillman - Stina, Office Manager, has 18 years with BAI, spanning 30 years in the insurance industry.
Lisa Reitman - Lisa has 18 years with BAI, spanning 30 years in the insurance industry.
Wendy Gardiner - Wendy has 16 years with BAI spanning 30 years in the insurance industry.
Jibb Brady - Jibb is a graduate of the University of California Santa Barbara, and is licensed commercial insurance broker in the state of California with five years experience in the insurance industry.
Personal Lines Department
Leani Boyd - Leani has six years with BAI, spanning eight years in the insurance industry.
An Independent Advantage
We are independent agents, free to choose the best
carrier for your insurance needs. We do not work for
an insurance company; we work for you. We work on your
side when you have a loss and follow through to see
that you get fair, prompt payment and service. Bay Area Insurance Agency represents a carefully selected group
of financially strong, reputable insurance companies,
therefore, we are able to offer you the best coverage
at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase
the first one you see. What if one day the automobile
industry decided to make only one type of car, one
make and one model. You wouldn't have a choice!
The
same situation holds true for insurance. You need
insurance to drive a car, to purchase a house, to
protect your family's financial future and to run
a small business. But if there was only one insurance
company that offered only one type of insurance, car
insurance, home
insurance or businessowner policy -- you wouldn't
have a choice. The only solution would be going
to that one company.
With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance
company. One of the advantages of using an independent
agent is that he or she works to satisfy your needs.
You are using an expert for an important financial decision.
An independent agent has several companies that he
or she can approach to get you the best coverage at
the best price. And your independent agent will know
the companies with the most efficient claims departments
to recover your losses as quickly as possible.
When you buy insurance, whether it's for your home,
your car or your business, you want an advocate who
will properly assess the risks you face and give you
an objective analysis of the marketplace, it's up to
you to make the final choice.
Insurance Carriers
As independent agents, we have
established long term, solid relationships with some
of the top national and regional carriers in the
industry. Our experienced staff will be able to provide
comprehensive, expert insurance solutions and service.
For you, our client, this provides competitive pricing,
coverage options, and peace of mind that the company
providing your insurance coverage meets our standards.
- Allstate
- CNA
- Golden Eagle
- Great American
- Kemper
- One Beacon
- Philadelphia
- Praetorian
- Republic Indemnity
- Safeco
- State Compensation Insurance Fund
- Travelers
- Zurich
Professional Associations
- PIA - Professional Insurance Agents
Community Associations
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